HouseMe Legal
Calculators, Guides & Checklists
Plain-English calculators, guides and checklists for each step of buying, selling and refinancing your home. Free to use — take what helps.
Run the numbers on your own situation. Everything works in your browser.
Every cash cost before you get the keys — not just the deposit.
Open the toolEstimate your equity, the cash to complete your next purchase, and your new repayments.
Open the toolSee how your cash, KiwiSaver and loan stack up — and when each part of the deposit is due.
Open the toolWhere your lending goes on settlement day, and what comes back to you.
Open the toolShort, plain-English walk-throughs of the parts people ask about most.
What actually happens on the day, and who does what.
Open the guideWhat our legal work costs a first-home buyer, laid out plainly.
OpenHow to put your KiwiSaver towards your deposit and settlement.
OpenHow to negotiate repairs and problems a building report turns up.
OpenOur three-step process to get your home sold.
OpenWhat the legal side of selling your home costs.
OpenOne-page, print-friendly lists so nothing gets missed.
Every step from offer to settlement, ticked off.
OpenWhat to line up before and during your sale.
OpenEverything sorted before you raise your hand.
OpenThe documents and timing to get your KiwiSaver out in time.
OpenWhat to check at an open home and your final inspection.
OpenThe tricky decisions, mapped one step at a time.
Your first-home journey, stage by stage.
1 Before you offer
2 Making your offer
3 After you’re unconditional
Getting your home sold and settled.
Moving your lending, without the jargon.
The calculators run entirely in your browser — nothing you enter is saved or sent. These tools, guides and checklists give general information and estimates only — not legal, tax or financial advice, and not a quote. Figures are indicative. For advice on your specific situation, please get in touch.