HouseMe Calculator

Selling and buying again.

See the equity from your sale, what you'll need to buy your next home, and what's left each pay.

The HouseMe Legal sherpa, holding a set of house keys

Selling your current home

What you expect to sell for, and what comes off the top.

what you think it will sell for
percentage of the sale price
current loan balance being paid off
our fee, marketing, etc.

Buying your next home

The new place and how much of it you'll borrow.

price of the home you're buying
amount you'll borrow for the new place
our fee, LINZ, disbursements
paid to the agent when you went unconditional
extra savings or a gift towards the purchase (not the sale equity)

Buying before you sell?

If you settle the new home before your old one sells, you may need bridging finance to cover the gap.

Your new mortgage

A rough repayment estimate on the new loan.

Where your sale price goes  = 
Mortgage
Commission
Costs
Equity
Mortgage repaid Commission (incl GST) Selling costs Equity released

Living with your new mortgage

A rough budget picture once you've moved. Optional — for your own planning only.

annual, before tax
annual, before tax (leave blank if one income)
groceries, power, petrol, life — everything except the mortgage
on the new home, annual
on the new home, annual
Show figures

Still have a question about your move?

Book a free 15-minute call with Angus — happy to walk through your own numbers.

Book a 15-minute call

More HouseMe calculators

Plain-English tools and guides for each step of buying, selling and refinancing.