HouseMe Guide
Settlement day, step by step.
What actually happens on the day — and who does what.
On the day
What this means for you
Nothing to sign on the day
By settlement day, everything is already signed. The day itself is your lawyer and the bank moving money and paperwork — you don’t need to do anything unless we ask.
It all moves electronically
Funds transfer between trust accounts, and the title transfers via Landonline, New Zealand’s electronic land register — no paper deeds change hands.
You’ll get a confirmation email
The moment everything is complete, we’ll email to confirm — and let you know when keys are ready, or funds are on their way.
Questions about your own settlement day?
Book a free 15-minute call with Angus — happy to walk through the timing for your file.
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Open the toolSettlement day, step by step
What actually happens on the day, and who does what.
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Every cash cost before you get the keys — not just the deposit.
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